Self-Defense Firearm Plans: What You Need to Know

Self-Defense Firearm Plans: What You Need to Know. Comparing Self-Defense Firearm Plans between Attorneys On Retainer, USCCA, CCW Safe, Second Call Defense & Firearms Legal Protection. Who has the best plan?

Comparing Self-Defense Firearm Plans: What You Need to Know

In today’s world, personal safety is a top priority for many people. When it comes to self-defense, one of the options that often comes to mind is owning a firearm. However, being a responsible gun owner goes beyond just purchasing a gun; it also involves considering self-defense firearm plans. These plans are designed to provide legal and financial protection in case you have to use your firearm in self-defense. In this blog, we will compare some of the most popular self-defense firearm plans available, so you can make an informed decision.

The United States Concealed Carry Association is a well-known organization that offers self-defense firearm insurance. USCCA provides coverage for civil defense, and criminal defense, if you have to use your firearm in self-defense. The organization also offers educational resources and training.

Pros:

• Wide range of coverage, including legal protection.
• Criminal and Civil defense coverage.
• Access to educational resources and training.
• Different membership levels to choose from based on your needs.
• 24/7/365 emergency hotline.

Cons:

• The plan is provided by an insurance company. 
• Plan has many exclusions for coverage.
• Does not cover criminal acts.

US Law Shield is a self-defense insurance provider that focuses on legal protection. They offer legal coverage, access to a network of attorneys, and educational resources. Unlike some other plans, US Law Shield doesn’t have a fixed coverage limit, which can be an advantage in cases with extensive legal fees.

Pros:

• Legal coverage and attorney access.
• Criminal and civil defense coverage.
• Educational resources.
• No fixed coverage limit.
• 24/7/365 emergency hotline.

Cons:

• Plan has many exclusions for coverage.
• The plan is provided by an insurance company. 
• Does not cover criminal acts.

CCW Safe is another self-defense insurance provider known for its legal protection. They offer coverage for civil and criminal defense, bail, and more. CCW Safe also provides expert legal representation, which can be crucial in complex self-defense cases.

Pros:

• Comprehensive legal coverage.
• Expert legal representation.
• Options for both concealed carry and home defense plans.
• 24/7/365 emergency hotline.

Cons:

• Plan has many exclusions for coverage.
• The plan is provided by an insurance company. 
• Does not cover criminal acts.
• Not available in all states.
• Must pay more for extra services.
• Cannot select your own lawyer.

Second Call Defense is a self-defense insurance plan that offers various coverage levels, including basic, middle, and top-tier plans. They provide legal protection, bail coverage, and access to their network of attorneys. The range of plans allows you to choose the one that best suits your needs and budget.

Pros:

• Multiple coverage levels to choose from.
• Firearms legal protection.
• Educational resources.
• 24/7/365 emergency hotline.

Cons:

• Plan has many exclusions for coverage.
• Capped coverage.
• The plan is provided by an insurance company. 
• Does not cover criminal acts.
• Not available in all states.
• Coverage is not guaranteed (read fine print).

Firearms Legal Protection typically provides access to a network of attorneys that provide representation in firearms-related cases. This is a form of coverage provided by an insurance company designed to assist firearm owners with legal expenses and representation in the event of a self-defense incident.

Pros:

• Firearms legal coverage.
• Red Flag Law Coverage.
• 24/7/365 emergency hotline.

Cons:

• Can’t select your own lawyer.
• Plan has many exclusions for coverage.
• The plan is provided by an insurance company. 
• Does not cover criminal acts.
• Repayment provisions.

The Attorneys On Retainer program is very different than all the plans above in that this plan is not provided by an insurance company, but instead a well-established law firm that has handled thousands of firearms-related cases. They will not drop you for the many reasons that these other companies will drop you.

Pros:

• Comprehensive legal coverage.
• Expert legal representation.
• Covers both criminal and civil matters.
• Coverage will not be denied for criminal acts.
• Covers all self-defense claims, not just firearms.
• Available in all 50 states.
• 24/7/365 emergency hotline.

Cons:

• Must be charged with at least one felony.

CRITERIA FOR COVERAGE IN THE ATTORNEYS ON RETAINER PROGRAM:

• You are facing a felony charge.
• The felony charge arises out of conduct that occurred entirely after you became a member of the Attorneys on Retainer Program.
• You reasonably assert in good faith that you acted in self-defense or in defense of others.

That’s it, as long as you meet this criteria you will be covered! Unlike most self-defense plans on the market, our Attorneys On Retainer Program is NOT backed by any insurance company. Our Self-Protection Plans are administered by a law firm. This means we are not required to adhere to the same restrictions and limitations that other insurance-backed programs must follow.

Many of these companies that offer concealed carry insurance say they can provide significant financial assistance in the aftermath of a self-defense shooting. However, because they are backed by insurance companies, they will likely have EXCLUSIONS in their policies that allow them to DENY coverage.

When it comes to choosing a self-defense firearm plan, make sure you read the fine print. Your decision should be based on your personal needs, budget, and the level of legal and financial protection you desire. It’s crucial to research and compare different plans to make an informed choice. If the plan is provided through an insurance company, by law they cannot cover criminal acts, which you are very likely to be charged with in many cases. When it comes to self-defense plans, the difference is real. Don’t Trust an Insurance Company With Your Self-Defense Shooting. Go with the self-protection plan backed by a law firm, not an insurance company. Find out more

Compare Attorneys On Retainer to other plans -the difference is real